All Blog Entries by Beth Sorensen

There are currently 5 blog entries published by Beth Sorensen.

There is a popular misconception among buyers that if a lender pre-qualifies them for a mortgage, they have been pre-approved for a loan. However, these two terms are very different.

 Getting pre-qualified is the first step in the mortgage process, where a bank or lender goes over your comprehensive finances. This includes your debt, income, and assets. Pre-qualification does not include credit report analysis nor does it include an in-depth look at your capability to buy a home. This step is simple and can easily be done over the phone or on the internet, typically with no charge.

 The purpose of pre-qualification is to allow you and your lender to go over any goals or needs you may have in regard to your mortgage. This is when your lender can

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There is a big misconception of selling a home as an owner rather than utilize the services offered by a professional. Many home owners that are in the market to sell believe that they can save money by not using a realtor, but statistics show otherwise. On average a real estate agents can sell a homes at a 22% higher cost than FSBO homes according to the National Association for Realtors. This not only covers the realtor’s commission but gives the seller more profit. Here are a few more reasons to have a realtor list your home:

  • Offer extensive advertising and exposure to buyers. Realtors have the resources for wide publicizing through multiple internet websites and data bases. Savvy buyers will utilize a realtor for assisting them in the buying
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This question is not easily answered. There is no law that says you are required to use a realtor when purchasing a home. With that said, why would you not want to take advantage of the free services a realtor can offer to be very beneficial to your home buying experience? Being a buyer it doesn’t cost you a cent to have real estate agent represent you. It can actually save you thousands when buying a house! Realtors are trained and committed to protect and serve in the buyers interests above all else.

Buying a house is a huge financial and emotional commitment. The purpose of having a realtor is to have someone who represents you as a buyer and be a liaison between the seller’s agent and you. Realtors can take the stress out of buying a home; but how?

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You have just bought the house of your dreams but, it’s just an empty house…how do you make it a home? Here are a few tips to get you motivated to turning your new house into the home of your dreams!!

1.)    Color makes a huge difference! Have a favorite color? Go to the local hardware store and browse around for different hues in that color. Most places allow you to take samples of the colors you like. Try out different colors and cut out magazine pictures of furniture and wall decor to help bring the room together. Get creative; you never know what might inspire you!

2.)    Nothing says this is a home like family pictures. Make a collage of pictures; from vacations, to holidays and class photos. There are so many ways to arrange a photo collage,

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Getting a Jump Start on the Busy Season

Spring is one of the busiest seasons for buying and selling homes in the real estate market. But, in a college town that is multiplied with freshman coming into town and seniors moving away. There is no better time than now to get a jump start on your home search. Here are a few suggestions and tips to getting ahead of the spring rush.

1.) Research, research, research. Find a realtor that fits your needs. Find someone who pays close attention to the specifics and is there to be helpful. Also, know the specifics to location, neighborhoods, school districts, work proximities, floor plans, size of yards, etc. 

2.) Loans. Visit your bank and see what kind of loans are available and what you can be approved for.

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